Senior AML & Risk Analyst (Canada Only)

Written By Mohit Gogna

Job Title: Senior AML & Risk Analyst

Reports to: Head of AML Compliance

Qualified candidates are invited to submit their résumé to hiring@platinoconsulting.com. Resumes must be in Word or PDF.

Please include “Senior AML & Risk Analyst” in the subject line of your email.

Platino Consulting is managing this recruitment process on behalf of its client. Applications and candidate information will be treated confidentially and used for recruitment purposes in connection with this opportunity.

Position Description

Our client is seeking a Senior AML & Risk Analyst to support its AML/CTF compliance program and broader regulatory risk framework. The role is full time, is remote and is only available to applicants in Canada.

This is a hands-on senior role requiring strong AML/CTF expertise, sound judgment, and the ability to independently manage complex compliance matters with limited supervision. The role will be primarily focused on AML/CTF, while also supporting the Client's obligations under the Retail Payment Activities Act (RPAA) and broader operational risk framework.

The successful candidate will work closely with the Head of Compliance, taking ownership of significant day-to-day compliance activities while supporting regulatory, risk, and governance matters. The role is expected to develop over time with increasing responsibility for oversight, decision-making, stakeholder engagement, and continuity of the Compliance function.

Strong AML/CTF experience is essential. Prior RPAA or operational risk experience is an asset but is not required, provided the candidate demonstrates the ability to learn and take on broader regulatory risk responsibilities as the role evolves.

Essential Duties & Key Responsibilities

AML/CTF Compliance

  • Conduct investigations into unusual or suspicious activity, and manage the preparation, review, and submission of STRs, EFTRs, LVCTRs, and other regulatory reports as required.

  • Perform periodic client reviews, enhanced due diligence, client reassessments and review of higher-risk clients, transactions, counterparties and payment activity.

  • Support the development and maintenance of AML/CTF policies, procedures, controls, training, risk assessments, and client risk methodologies.

  • Support regulatory examinations, audits, effectiveness reviews, information requests, and implementation of FINTRAC or other regulatory changes.

  • Assist with Board and Senior Management reporting and assessments of new products, services, jurisdictions, payment flows, and material business changes.

  • Provide quality assurance across AML operational activities , including onboarding, transaction monitoring, regulatory reporting, periodic reviews, and case management.

  • Monitor changes to FINTRAC requirements and other applicable AML/CTF obligations and support implementation of required changes.

RPAA & Regulatory Risk

  • Support the Head of Compliance in maintaining the RPAA and operational risk framework.

  • Maintain the operational risk register and support risk assessments, incident management, third-party reviews, remediation tracking, and periodic control reviews.

  • Provide support with business continuity, disaster recovery, cybersecurity, safeguarding, third-party, and technology-related risk activities where relevant to RPAA obligations.

  • Monitor outstanding risk and remediation items and follow up with relevant stakeholders.

  • Assist with Bank of Canada reporting, regulatory requests, examinations, annual reporting, independent reviews, and material business or system changes.

  • Support regulatory risk reporting to Senior Management and the Board and progressively assume greater responsibility for RPAA-related activities.

Qualifications

  • 4+ years of AML/CTF or financial crime compliance experience, preferably within an MSB, fintech, payments, banking, or virtual asset environment.

  • Strong working knowledge of Canadian AML/CTF requirements and FINTRAC expectations.

  • Demonstrated experience independently investigating complex activity, conducting EDD and client risk assessments, and reaching clear, defensible conclusions.

  • Experience with regulatory reporting, policies and procedures, risk assessments, audits, examinations, or effectiveness reviews.

  • Strong written communication skills and ability to prepare clear, concise, audit-ready documentation.

  • Familiarity with RPAA, operational risk, incident management, or third-party risk is an asset.

  • ACAMS, CFCS, or another relevant professional designation is an asset.

Skills & Competencies

  • Strong judgment, analytical ability, and attention to detail.

  • High degree of ownership, reliability, and initiative.

  • Ability to work independently and manage competing priorities.

  • Ability to challenge constructively and escalate appropriately.

  • Strong written and verbal communication skills.

  • Ability to operate effectively in an evolving regulatory environment.

  • Willingness and ability to develop expertise beyond core AML responsibilities.

  • Professional fluency in English.

Salary: 75,000 - 85,000 per year

Benefits include:

  • Remote work

  • Vacation starting to 4 weeks

  • Health and dental benefits

  • Annual wellness allowance

  • Annual training allowance

Mohit Gogna
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